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Ethics or Grades? My Final Exam Dilemma!

Okay, I need some real talk from people who might have faced this before. My online Algebra exam is the last hurdle standing between me and my degree. I’m a parent working two jobs, and I just can't dedicate the hours needed to master complex topics like linear equations and polynomial functions, even after hours of struggling.I was scrolling through forums late last night and came across the phrase take my online algebra exam for me. It seemed like a lifeline, but my conscience is screaming at me. Is it academic dishonesty if I hire a "tutor" to handle the final, or is it just smart use of my resources given my impossible schedule? I need advice on how to proceed without sacrificing my future or my ethics.